2026 Yamaha YZ250F
This sample shows how OTD Guard turns a dealer quote into a direct buying decision with evidence and confidence—not just a generic fee calculator.
Where the quote separates from the market
Red flags are classified, not sensationalized.
Freight — $1,300 🔴
Manufacturer-published destination reference: $675. Dealer freight charged: $1,300. Difference above manufacturer destination reference: $625. Classification: dealer-imposed excess above published destination reference; negotiate the total OTD rather than arguing labels.
Dealer prep — ≈ $1,100 🔴
Classification: dealer-imposed. Comparable transactions indicate substantially lower total transaction cost. This fee is evaluated as part of the total dealer-fee burden.
GAP / GPS-type products — ≈ $1,998 🔴
Classification: optional/finance products based on available quote evidence. Buyer should require an itemized opt-in/opt-out disclosure before signing.
Tax, title and government charges ✓
OTD Guard separately verifies government-required charges when state/location evidence is available. Government charges are not treated as dealer markup.
What the buyer should do next
- Do not negotiate from the monthly payment.
- Request a fully itemized buyer's order with every optional product removable.
- Counter only if the dealer can bring total OTD into the verified market range.
- If the dealer cannot, shop another dealer; the buyer controls the outcome.